Prepare
Clarify payment comfort, available funds, credit and lending questions, timing, needs, and the people who will help you through the transaction.
First-time buyers
You do not have to know the process before you begin.
The first purchase can feel like a new language: preapproval, earnest money, inspections, contingencies, appraisal, title work, insurance, cash to close, and deadlines. Larry explains the decision in plain language and keeps the next step visible.
Search & evaluate
Build a focused search, view homes, understand comparable value, investigate condition, and avoid being rushed by the excitement of a showing.
Contract to keys
Navigate the offer, earnest money, inspections, repairs, appraisal, lender requirements, title work, walkthrough, closing, and possession.
Clear answers
Questions clients ask.
Do I need a preapproval before looking at homes?
A solid preapproval helps define the payment and price range and strengthens an offer. Larry can help you understand the questions to ask a lender without requiring you to choose a particular company.
How much money do I need to buy?
That depends on the loan, down payment, earnest money, inspections, appraisal, closing costs, prepaid items, and negotiated terms. A lender should provide a personalized estimate.
What if I am not ready yet?
That is still a good time to talk. A calm plan made early can prevent pressure and expensive surprises later.
Start with a conversation
Tell Larry what you are considering.
No pressure and no obligation. Bring the question, property, or goal in front of you.